• Post Graduate Program in Business Management with NMIMS
    Co-created with NMIMS
    4.8 out of 5 by 6071 learners
    4x Industry Demand
  • Post Graduate Program in Banking and Credit Underwriting
    4.7 out of 5 by 1376 learners
    12 X industry demand
  • Post Graduate Program In Finance And Accounting
    Co-created with Grant Thornton
    4.9 out of 5 by 238 learners
    14 X industry demand
  • Professional Certification in FinTech
    Co-created with SP Jain School of Global Management
    4.8 out of 5 by 534 learners
    6X industry demand
  • Credit Risk and Underwriting Prodegree
    Co-created with Moody’s Analytics
    4.5 out of 5 by 526 learners
    4X industry demand
  • Banking And Wealth Management Bootcamp
    4.7 out of 5 by 460 learners
    3X industry demand
  • Post Graduate Program In Capital Markets
    4.7 out of 5 by 807 learners
    3X industry demand
  • Certified Investment Banking Operations Professional
    4.8 out of 5 by 7600 learners
    8X industry demand
  • Post Graduate In New Age Banking
    4.6 out of 5 by 1726 learners
    4X industry demand
  • Financial Analysis Prodegree
    Co-created with KPMG
    4.7 out of 5 by 3311 learners
    4X industry demand

Breaking down the evolution

Have you ever wondered what would be the case if money wasn’t into the picture? To simplify even further imagine a world where the banking and finance industry is alien to people. Well, it was the case when money wasn’t used as a medium of exchange. The barter economy was running the whole game, exchanging goods for goods and finding people who needed them. It was a lot more complicated than it sounds. It’s hard to imagine a time like the barter economy when we are sending money through smartphones using the Fintech companies.
When money was introduced as a medium of exchange, it simplified a lot of things that were no less than chaos earlier. From providing a unit of measurement to assigning a standard value for goods and services there was a lot that money solved. But there was still a whole lot that could be done with money as a medium of exchange.

Realizing the potential of this ultimate exchange medium, the bank started leveraging on the multiplier effect of money; there was no end to this revolution of wealth creation and wealth management. As we progressed further and became more technically advanced, technology was leveraged to create Fintech companies, an amalgamation of finance and technology that helped solved the loopholes of traditional banking methods.

Popular trends in Fintech

All the major economies which were earlier cash-oriented are going cashless; this observation is enough to say that the Fintech industry is thriving in the contemporary landscape. The introduction of the internet totally changed the game for almost every industry and the banking & finance industry were no exception to this chain of progressive evolution.
A few decades ago it was just a thought and now it has been the norm. The deep internet penetration and introduction of smartphones have paved the way for success for companies in the Fintech industry. The next big thing in the Fintech industry seems more in favor of digitisation and automation of financial services. The Fintech industry has been limitless so far, let’s look into some prominent developments within this sector that will come out as a game-changer.

Digital Lending Portals

There are companies in the Fintech domain whose main goal is to bring more transparency and convenience in the whole lending process. To minimize the cost of the loan and make it available for even the poorest individual has been the mission for these companies. All of this on a digital portal that can be accessed through your smartphones and laptops, it has been never this easy to get credit from the banks.

Robo-Advisors

The future is all about automation; it has been rightly proved with this big thing in the Fintech circle. No, it’s not a sci-fi movie; robots are here to guide humans on their investment decision. These cutting edge technologies use algorithms to find the best investment solutions for individuals and businesses. It covers all aspects of your investments; from rebalancing to asset allocation you can trust your Robo-advisor for maximizing your investment returns.

RegTech

Leveraging technology to solve regulatory challenges for financial institutions is what RegTech is all about. It’s a combination of the words ‘regulatory’ and ‘technology’. When you are dealing with financial products and services the risks are endless, RegTech is here to save you by mitigating the risks and providing solutions to challenges using technology.

Conclusion

The next big thing in the Fintech industry is not about payment solutions using smartphones but it takes into consideration the broader set of challenges like financial inclusion, regulatory barriers for businesses, credit for the remotest consumer, etc. There is a major scope for companies that are willing to solve these set of challenges.

For Online Course Enquiries
About Imarticus
Imarticus Learning is India’s leading professional education institute that offers training in Financial Services, Data Analytics & Technology. We’ve successfully transformed careers of over 35,000+ individuals globally through our Certification, Prodegree, and Post Graduate programs offered in association with leading and renowned global organisations in the Financial Services, Data Analytics & Technology domain.
Related course
  • Placement Program
    Post Graduate Program in Business Management with NMIMS
    Co-created with NMIMS
    Course duration(Months)
    24
    Upcoming batches
    1
    Organizations enrolled
    20
    4.8 out of 5 by 6071 learners
    4x Industry Demand
    Upcoming Batches
    Date Location Schedule
    ONLINE Online
    Date Location Schedule
  • Post Graduate
    Post Graduate Program in Banking and Credit Underwriting
    Course duration(6)
    Upcoming batches
    1
    Organizations enrolled
    20
    4.7 out of 5 by 1376 learners
    12 X industry demand
    Upcoming Batches
    Date Location Schedule
    Not Available MUMBAI Online
    Date Location Schedule
  • Post Graduate
    Post Graduate Program In Finance And Accounting
    Co-created with Grant Thornton
    Course duration(months)
    4
    Upcoming batches
    1
    Organizations enrolled
    20
    4.9 out of 5 by 238 learners
    14 X industry demand
    Upcoming Batches
    Date Location Schedule
    None DELHI Online
    Date Location Schedule
  • Certification
    Professional Certification in FinTech
    Co-created with SP Jain School of Global Management
    Course duration(Months)
    3
    Upcoming batches
    1
    Organizations enrolled
    20
    4.8 out of 5 by 534 learners
    6X industry demand
    Upcoming Batches
    Date Location Schedule
    ONLINE Online
    Date Location Schedule
  • PRODEGREE
    Credit Risk and Underwriting Prodegree
    Co-created with Moody’s Analytics
    Course duration(Months)
    3
    Upcoming batches
    1
    Organizations enrolled
    20
    4.5 out of 5 by 526 learners
    4X industry demand
    Upcoming Batches
    Date Location Schedule
    13th February ONLINE Weekend
    Date Location Schedule
  • Certification
    Banking And Wealth Management Bootcamp
    Course duration(Months)
    2-3
    Upcoming batches
    1
    Organizations enrolled
    20
    4.7 out of 5 by 460 learners
    3X industry demand
    Upcoming Batches
    Date Location Schedule
    30th January LUCKNOW Weekend
    Date Location Schedule
  • Post Graduation
    Post Graduate Program In Capital Markets
    Course duration(months)
    4
    Upcoming batches
    1
    Organizations enrolled
    20
    4.7 out of 5 by 807 learners
    3X industry demand
    Upcoming Batches
    Date Location Schedule
    Not Available ONLINE Online
    Date Location Schedule
  • Certification
    Certified Investment Banking Operations Professional
    Course duration(Months)
    2-3
    Upcoming batches
    10
    Organizations enrolled
    20
    4.8 out of 5 by 7600 learners
    8X industry demand
    Upcoming Batches
    Date Location Schedule
    17th January PUNE Weekend
    23rd January MUMBAI Weekday
    30th January LUCKNOW Weekend
    13th February PUNE Weekend
    5th March BANGALORE-KORAMANGALA Weekday
    Date Location Schedule
    5th January BANGALORE-KORAMANGALA Weekday
    23rd January MUMBAI Weekend
    4th February BANGALORE-KORAMANGALA Weekday
    20th February BANGALORE-KORAMANGALA Weekend
    13th March ONLINE Weekend
  • Post Graduation
    Post Graduate In New Age Banking
    Course duration(months)
    4
    Upcoming batches
    1
    Organizations enrolled
    20
    4.6 out of 5 by 1726 learners
    4X industry demand
    Upcoming Batches
    Date Location Schedule
    None ONLINE Online
    Date Location Schedule
  • Prodegree
    Financial Analysis Prodegree
    Co-created with KPMG
    Course duration(Months)
    3
    Upcoming batches
    5
    Organizations enrolled
    20
    4.7 out of 5 by 3311 learners
    4X industry demand
    Upcoming Batches
    Date Location Schedule
    23rd January ONLINE Weekend
    20th February BANGALORE-KORAMANGALA Weekend
    13th March ONLINE Weekend
    Date Location Schedule
    23rd January MUMBAI Weekend
    27th February DELHI Weekend