• BBA in Finance
    Co-created with Jain University
    4.3 out of 5 by 211 learners
    2x
  • MBA in Investment Banking
    Co-created with Jain University
    4.5 out of 5 by467 learners
    2x industry demand
  • MBA in Fintech
    Co-created with Jain University
    4.4 out of 5 by 349 learners
    2x industry demand
  • Post Graduate Program in Business Management with NMIMS
    Co-created with NMIMS
    4.7 out of 5 by 669 learners
    4x Industry Demand
  • Post Graduate Program in Banking and Credit Underwriting
    4.7 out of 5 by 1376 learners
    12 X industry demand
  • Post Graduate Program In Finance And Accounting
    Co-created with Grant Thornton
    4.9 out of 5 by 238 learners
    14 X industry demand
  • Professional Certification in FinTech
    Co-created with SP Jain School of Global Management
    4.6 out of 5 by 1421 learners
    6X industry demand
  • Credit Risk and Underwriting Prodegree
    Co-created with Moody’s Analytics
    4.6 out of 5 by 1139 learners
    4X industry demand
  • PG in Banking and Wealth Management
    4.6 out of 5 by 1429 learners
    3X industry demand
  • Post Graduate Program In Capital Markets
    4.7 out of 5 by 807 learners
    3X industry demand

Digital technology is driving the ever changing market, in an exponential manner. To transform the way, you are doing business is a non-negotiable. Technology is taking centre space as far as the financial services is concerned.
It is not new that technology is holding hands with the financial sector, in fact financial services has been the biggest spender on IT. However, the role that IT played in the financial services is soon changing. Earlier it was largely an enabler, taking care of automating and managing the back end processing, increasing the efficiency of the staff, it did not have a customer interface.
Digitization has changed that, today IT is being looked upon as an integral part of financial business. Technology is being considered as a channel to drive profitability and growth to the business. The right technology will offer new avenues for banks by opening revenue channels, by enabling the banks to serve more customers with diverse requirements in a cost effective manner.
Mobile banking can assist banks to reach to customers and target population in areas they could not find a cost effective way to build branches.
Cognitive computing allows banks to serve customers who require personalised financial advice but don’t have the turnout of funds like high end clients, who can afford private banking.
Digital interfaces can also better engage customers, and are also offering new services, both financial and non-financial.
Special mobile apps can help in better upsell of financial products like home loans to insurances to its existing and new customers.
And lastly by digitizing their operation processes, from manual and paper work to digital platforms, banks can further enjoy not only cost reductions and better customer services experience.
The current technology and innovation model in the financial sector is basically designed for returns in the near future. However, for long term benefits investors and financial services will need to think differently. Financial technology is a commodity, and they need to think on those lines.
While still in infancy, Distributed Ledger, Blockchain, is being coined as the future of transaction processing and settlement. And in many aspects there are financial technology firms that are challenging the very foundation on which the financial firms are pinned.
A tip is for the traditional companies is to avoid the ‘Kodak’ moment and have a foresight of the disruptive technologies, and to embrace and integrate the technology in new ways of doing business.
A financial institutions core objective, while adapting the technology should be very clear, especially at the board level. Basically any enterprise effort should meet one of the following objectives.

  • Improved operations and increase efficiency
  • Cost reduction
  • Exploring new avenues
  • Enhancing customer experience
  • Mitigating risk factors

Modernisation should not be a full scale replacement of technology, as a financial services provider, it is advisable that they adapt different segmented approaches, with the effort to preserve core models, and then integrating them with the modern systems.
As difficult as it may seem, the task can be addressed with innovative approaches along with modular thinking. And most firms with clear objective have already initiated the development of these strategies and executing the implementation plans.

For Online Course Enquiries
About Imarticus
Imarticus Learning is India’s leading professional education institute that offers training in Financial Services, Data Analytics & Technology. We’ve successfully transformed careers of over 35,000+ individuals globally through our Certification, Prodegree, and Post Graduate programs offered in association with leading and renowned global organisations in the Financial Services, Data Analytics & Technology domain.
Related course
  • Placement Assistance
    BBA in Finance
    Co-created with Jain University
    Course duration(Months)
    4
    Upcoming batches
    1
    Organizations enrolled
    20
    4.3 out of 5 by 211 learners
    2x
    Upcoming Batches
    Date Location Schedule
    31st July ONLINE Online
    Date Location Schedule
  • Recent Graduates
    MBA in Investment Banking
    Co-created with Jain University
    Course duration(Months)
    24
    Upcoming batches
    1
    Organizations enrolled
    20
    4.5 out of 5 by467 learners
    2x industry demand
    Upcoming Batches
    Date Location Schedule
    31st July ONLINE Online
    Date Location Schedule
  • Recent Graduates
    MBA in Fintech
    Co-created with Jain University
    Course duration(Months)
    24
    Upcoming batches
    1
    Organizations enrolled
    20
    4.4 out of 5 by 349 learners
    2x industry demand
    Upcoming Batches
    Date Location Schedule
    31st July ONLINE Online
    Date Location Schedule
  • Placement Program
    Post Graduate Program in Business Management with NMIMS
    Co-created with NMIMS
    Course duration(Months)
    24
    Upcoming batches
    1
    Organizations enrolled
    20
    4.7 out of 5 by 669 learners
    4x Industry Demand
    Upcoming Batches
    Date Location Schedule
    8th Jan 2022 Live Instructor - Led Training Online
    Date Location Schedule
  • Post Graduate
    Post Graduate Program in Banking and Credit Underwriting
    Course duration(6)
    Upcoming batches
    1
    Organizations enrolled
    20
    4.7 out of 5 by 1376 learners
    12 X industry demand
    Upcoming Batches
    Date Location Schedule
    Not Available MUMBAI Online
    Date Location Schedule
  • Post Graduate
    Post Graduate Program In Finance And Accounting
    Co-created with Grant Thornton
    Course duration(months)
    4
    Upcoming batches
    1
    Organizations enrolled
    20
    4.9 out of 5 by 238 learners
    14 X industry demand
    Upcoming Batches
    Date Location Schedule
    None DELHI Online
    Date Location Schedule
  • Certification
    Professional Certification in FinTech
    Co-created with SP Jain School of Global Management
    Course duration(Months)
    3
    Upcoming batches
    1
    Organizations enrolled
    20
    4.6 out of 5 by 1421 learners
    6X industry demand
    Upcoming Batches
    Date Location Schedule
    27th November Live Instructor - Led Training Online
    Date Location Schedule
  • PRODEGREE
    Credit Risk and Underwriting Prodegree
    Co-created with Moody’s Analytics
    Course duration(Months)
    3
    Upcoming batches
    2
    Organizations enrolled
    20
    4.6 out of 5 by 1139 learners
    4X industry demand
    Upcoming Batches
    Date Location Schedule
    13th February ONLINE Weekend
    Date Location Schedule
    29th May ONLINE Weekend
  • Certification
    PG in Banking and Wealth Management
    Course duration(Months)
    2-3
    Upcoming batches
    1
    Organizations enrolled
    20
    4.6 out of 5 by 1429 learners
    3X industry demand
    Upcoming Batches
    Date Location Schedule
    21st October CHENNAI Weekday
    Date Location Schedule
  • Post Graduation
    Post Graduate Program In Capital Markets
    Course duration(months)
    4
    Upcoming batches
    1
    Organizations enrolled
    20
    4.7 out of 5 by 807 learners
    3X industry demand
    Upcoming Batches
    Date Location Schedule
    Not Available ONLINE Online
    Date Location Schedule