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Nowadays, our financial sector has been witnessing the digital evolution, and as a result, the era of FinTech has begun. To reform the financial sector, the FinTech industry offers a variety of services such as SME finance, online Peer-to-Peer lending, crowdfunding platforms, trading management, cryptocurrencies etc. With a great potential to grow, the FinTech business is promising large profits and opportunities to the aspirants. Capitalizing this lucrative opportunity lying ahead requires certain skills.
This article sheds light to few of the skills you will need to shine in the FinTech era.
Finance Vs Technology
The FinTech industry needs people to use technology to resolve the biggest problems in financial services. So, if you have a keen interest in technology, a sound finance background isn’t really necessary. Especially when it comes to core development, an aptitude for technology is considered more significant.
However, for the roles that are more related to the business side, you might need some knowledge of financial concepts. But it is not something to be worried about since many FinTech courses are out there to help you.
The Technical Skills
To excel in the expanding FinTech industry, the following skills will help you.
Blockchain and Distributed Ledger – The explosion of cryptocurrency industry is offering more and more opportunities for experts in Blockchain and Distributed Ledger. As the underlying technology of cryptocurrency, it is already one of the most sought-after skills in the industry.
Programming Skills – The FinTech needs mobile applications, websites and full-stack platforms to realise the innovation powered FinTech Industry. Software engineers who can develop these will benefit from this need.
Machine Learning, Artificial Intelligence and Deep Learning – When the FinTech redefines the financial services, a huge number of people are going to be associated with it. The amount of useful data generated is also going to very high. To scrutinise and analyse the data, experts of technologies such as machine learning, Artificial Intelligence and Deep Learning are needed.
Cyber Security Expertise – The FinTech companies are well aware of the cybercriminals and importance of security measures against them. With the cyber attacks becoming more sophisticated and recurring, the need for cybersecurity experts is ever growing.
The Skills You Need Besides the Technical Skills
Yes, the technical skills are important. But in a diverse, complex and fast-changing industry like FinTech, the following skills are also required.
Problem-solving ability – When you work at the forefront of the financial sector, There would be a constant need for improvement in the system to efficiently handle the huge amount of data with reduced risk. The key thing to do in such situations is to understand the problem, break it down to basic elements and solve them with the technology.
Communication skills – As a FinTech personal you will have to communicate with brokers, traders, business analyst, fellow technologists so and so. Despite who is your client, you will have to explain the aspects of your project clearly and concisely. Engaging with these clients are necessary to understand their problems.
Teamwork skills – At different stages of a project, you will have to work with different people. Keeping a good relationship with the fellow workers is important to handle the pressure and tight deadlines of the project.
Now we know what it takes to have a successful career in the growing FinTech sector. Doing an internship with banks or other financial institutes will help you with the lack of financial soundness. To be up to date with the technical skills, a lot of FinTech courses are available today. With great opportunities and success waiting ahead, the effort is indeed worth it.

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About Imarticus
Imarticus Learning is India’s leading professional education institute that offers training in Financial Services, Data Analytics & Technology. We’ve successfully transformed careers of over 35,000+ individuals globally through our Certification, Prodegree, and Post Graduate programs offered in association with leading and renowned global organisations in the Financial Services, Data Analytics & Technology domain.
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