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  • Post Graduate Program in Banking and Credit Underwriting
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India’s Banking sector is expanding. Based on certain reports, it is expected that the Indian banking sector could rank as the fifth largest banking and financial sector by 2020, and perhaps even the third largest sector by 2025. Which is indicative that the banking sector is growing faster than ever.
Currently, the Indian banking industry is worth Rs 81 trillion, and it will effectively see a growth due to many factors in the future. Banks are integrating technology, like the internet, and mobile devices for transactions and communication with their customers, one can see an impact of social media and big data in the functionalities of a bank, which are getting sophisticated by the day. The banking system has also seen an improvement over the last couple of years, due to government efforts in promoting banking majorly in rural areas. More specifically the ‘Pradhan Mantri Jan Dhan Yojana’ has ensured a significant rise in deposits. The banking sector can also be trusted to be stable, as all the global upheavals did not impact the Indian banking sector like it did to the rest of the world.
The overall growth and an industrial and economic development ensure transaction of funds which will find its ways in the banking institutions. For a developing country like India, the banking sector would serve as its backbone. As the banking sector is prepping itself for growth, where more private banks are expected to enter the scenario, it is creating huge career opportunities for all those candidates who desire to be future bankers.
There are opportunities in the banking field as it offers a wealth of diversity in vacancy. Irrespective of the kind of bank or department or function, there will always be some kind of banking element in it. Also, a career in banking is considered international in nature.Investment Banking Banner
With all the above factors, it is only obvious that the banks are recruiting rather aggressively. Now a day’s, banks have diversified their activities into newer products and services, ranging from the conventional ones like the Credit Cards, Consumer Finance, Wealth Management, General and Life Insurances, Investment Banking, Mutual Funds, Pension Fund Regulation, Stock Broking Services, Custodian Services to expanded services like NBFC’s and Capital Market.
It is predicted that with all the above-foreseen requirements, banks, in general, will have to recruits about 7 lakh people in order to manage their operations alone.
A broad classification in the banking sector for the recruitment scenario would look like this,

  • Commercial Banks which include Private, Public and Regional banks
  • Cooperative Banks these are generally managed by co-operative societies, between State, Central and Primary Agriculture, targeted majorly for the benefit of the rural people
  • Investment Banks, their aim is to provide Financial Assistance to their customers and offer support services like Foreign Exchange, Foreign Trading, and Equity Management.

Most of the above banks would have good prospects and well-paying salaries, with performance and experience based promotions.
A career in the banking sector, with experience, also has the scope of branching out as a consultant. All those with entrepreneur spirits have something to look forward to. Besides the many exciting and promising roles that the banking sector offers, it also gives you the freedom to change, for example, if you are an MBA in Finance, on just doing a certification you can enter the field of Financial Analysis.
So the key is to keep learning and exploring avenues as the banking sector offers you with many opportunities.

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Imarticus Learning is India’s leading professional education institute that offers training in Financial Services, Data Analytics & Technology. We’ve successfully transformed careers of over 35,000+ individuals globally through our Certification, Prodegree, and Post Graduate programs offered in association with leading and renowned global organisations in the Financial Services, Data Analytics & Technology domain.
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